Best Mortgage Rates

With so many mortgage companies around, it is hard to tell which ones offer the best rates, terms, and features. We've tried to list as many we know about in this convenient table. More are added all the time, so please keep checking back. If you'd like to be notified of new rates, click here to join our mailing list. Also, if you want to get the bonuses from referring people to a mortgage site (or want to be referred yourself - there are generally bonuses for doing so) view our referrral forum here.


FAQs - APY vs APR - What does FDIC mean?


Rate & Review Table (Hide)

Name Interest Rate Points Type Closing Costs Term Rating Reviews
Amerisave 7.000% Varies 30 Year fixed Varied 30 YR. 1.0000 (2) Read Reviews
GetSmart 6.800% n/a 30 Year fixed Varied 15-30 Yr No Rating Yet (0) Read Reviews
ING Direct 6.700% 0 5/1 ARM 0 30 Yr. No Rating Yet (0) Read Reviews
Lending Tree 6.500% n/a Interest Only Varied 30 Yr. 4.0000 (1) Read Reviews



Wachovia 6.500% 2 3/1 ARM 2.00% varies 5.0000 (7) Read Reviews
Lending Tree 6.375% 2 30 Year fixed Varies 30 yr. No Rating Yet (0) Read Reviews
Wachovia 6.375% 2 5/1 ARM 2.00% varies No Rating Yet (0) Read Reviews
Wachovia 6.150% 2 30 Year fixed 2.12% 30 yr. No Rating Yet (0) Read Reviews
Lending Tree 6.125% 2 15 Year Fixed Varies 15 yr. No Rating Yet (0) Read Reviews
Wachovia 6.125% 2 15 Year Fixed 2.12% 15 yr. No Rating Yet (0) Read Reviews
Quicken Loans 5.950% 1.75 Smart Choice 1.75 Points 30 Yr No Rating Yet (0) Read Reviews
Lending Tree 5.750% 2 3/1 ARM Varies 30 yr. No Rating Yet (0) Read Reviews

 

 

Historical Rate Chart (Experimental - Please be patient :-)) (Hide)